Average Percent (%) Discount by State

Insurance Company Average % Discount on Comprehensive Premium for Anti-theft Tracking Device*

AAA Insurance: up to 18%
AIG Insurance: up to 15%
AllState Insurance: up to 20%
CHUBB: up to 20%
Electric: up to 20%
Farmers Insurance: up to 15%
Fireman's Fund: up to 5%
Geico: up to 10%
Georgia Farm Bureau Insurance: up to 15%
Kemper: 15%
Liberty Mutual: 5-35%
Mercury Insurance: up to 30%
Met Life: up to 20%
Nationwide Mutual: 5-15%
Progressive: up to 20%
Safeco Insurance: up to 10%
State Farm Insurance: 5-20%
The Hartford: up to 15%
Travelers: up to 20%
USAA Insurance: up to 33%
Wawanesa Insurance: up to 15%
21st Century Insurance: up to 15%

*Discount percentages apply to comprehensive coverages and standard features for your car. These discounts may vary by state and province. Some discounts override others, therefore you may not qualify for all discounts. To the extent permitted by law, applicants are individually underwritten, and not all applicants qualify.

Alabama 5-20%
Alaska: 5-20%
Arizona: 5-20%
Arkansas: 5-20%
California: 5-20%
Colorado: 5-20%
Delaware: 5-20%
District of Columbia: 5-20%
Florida: ** 5-20%
Georgia: ** 5-20%
Hawaii: 5-20%
Idaho: 5-20%
Illinois: 5-20%
Indiana: 5-20%
Iowa: 5-20%
Kansas: 5-20%
Kentucky: 5-20%
Louisiana: 5-20%
Maine: 5-20%
Maryland: 5%
Massachusetts: ** Up to 35% with multiple devices
Michigan: 5-20%
Minnesota: 5-20%
Mississippi: 5-20%
Missouri: 5-20%

Montana: 5-20%
Nebraska: 5-20%
Nevada: 5-20%
New Hampshire: 5-20%
New Jersey: ** 5-20%
New Mexico: 5-20%
New York: ** 5-20%
North Carolina: 5-20%
North Dakota: 5-20%
Ohio: 5-20%
Oklahoma: 5-20%
Oregon: 5-20%
Pennsylvania: 5-20%
Rhode Island: ** 5-20%
South Carolina: 5-20%
South Dakota: 5-20%
Tennessee: 5-20%
Texas: ** 5-20%
Utah: 5-20%
Vermont: 5-20%
Virginia: 5-20%
Washington: 5-20%
West Virginia: 5-20%
Wisconsin: 5-20%
Wyoming: 5-20%

**State mandates insurance discount

Contact your auto insurance company for information about your policy !!

Note: The information here is compiled based on the most recent research available via the National Association of Insurance Commissioners (NAIC), the Insurance Information Institute (III), the Insurance Institute for Highway Safety and CCC Information Services.

Insurance for vehicle theft is included in the comprehensive part of an auto insurance policy. (This coverage, which is not mandatory, also covers fire, vandalism and weather-related damage.) Premiums are affected by the number of insured cars stolen and their cost.

Passive devices such as ignition cutoffs, some types of alarms, and electronic auto recovery systems which are automatically activated when the car is locked and do not depend on the driver to remember to activate them may qualify for up to a 30 percent discount. Some state's allow for a high minimum percent discount if they have both an antitheft device (such as an alarm) and an electronic recovery system.

Insurance companies in states that do not mandate discounts have also encouraged car owners to install anti-theft devices by providing discounts at their discretion.